偿还 chánghuán to repay
to repay; to reimburse
How to remember 偿还: 偿 to repay + 还 still = to repay.
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How it is used
- To pay back / repay a debt or obligation - 偿还贷款 (chánghuán dàikuǎn) to repay a loan; 偿还债务 (settle debts).
- Formal/financial register; the object is money owed, debts, or figuratively a debt of gratitude.
- More formal than 还钱 (huán qián, pay back money); 偿还 belongs in contracts, finance, and law.