贷款 dàikuǎn a loan
a loan; to provide a loan (e.g. bank); to raise a loan (from e.g. a bank)
How to remember 贷款: 贷 to borrow + 款 funds = a loan.
Characters
How it is used
- A loan, or to lend/take out a loan - 银行贷款 (yínháng dàikuǎn) a bank loan, 申请贷款 (shēnqǐng dàikuǎn) to apply for a loan.
- Both noun and verb-object; commonly 房贷 (fángdài) mortgage, 还贷款 to repay a loan; measure word 笔 (bǐ).
- Can mean either side: bank provides or borrower takes - context decides. Contrast 借 (jiè, informal borrow/lend).
Example sentences
- 他想还清贷款。 Tā xiǎng huánqīng dàikuǎn.He wants to pay off his loan.
- 你可以从银行贷款。 Nǐ kěyǐ cóng yínhángdàikuǎn.You can get a loan from a bank.
- 银行对风险客户收取较高的贷款利息。 Yínháng duì fēngxiǎn kèhù shōuqǔ jiào gāo de dàikuǎn lìxī.Banks charge higher interest on loans to risky customers.