住房 zhùfáng housing
How to remember 住房: 住 live in + 房 house = housing.
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How it is used
- Housing / living quarters as a resource or asset - 住房问题 (zhùfáng wèntí) the housing issue; 住房贷款 (zhùfáng dàikuǎn) home loan/mortgage.
- A social and economic term for where people live.
- Contrast 房子 (fángzi, a house, concrete object) and 住宿 (temporary lodging) - 住房 is dwelling in the policy/asset sense.