信贷 xìndài credit
credit; borrowed money
How to remember 信贷: 信 letter + 贷 to borrow = credit.
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How it is used
- Credit/lending in the financial sense - 信贷业务 (xìndài yèwù) credit/loan business; 信贷政策 (credit policy).
- A banking/economics term for the extension of loans; not the 'credit' of praise or reputation.
- Contrast 贷款 (dàikuǎn), which is a specific loan or the act of lending; 信贷 is the broader activity/system of credit.