集资 jízī to raise money
to raise money; to accumulate funds
How to remember 集资: 集 to gather + 资 wealth = to raise money.
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How it is used
- To pool/raise funds from many contributors - 非法集资 (fēifǎ jízī) illegal fundraising.
- Often carries a financial-risk connotation because of 非法集资 scams; means gathering capital collectively.
- Contrast 融资 (róngzī, corporate financing) and 募捐 (mùjuān, charitable donation drive) - 集资 is pooling money, often for investment.