现货 xiànhuò goods in stock
merchandise or commodities available immediately after sale; merchandise in stock; available item; actuals (investment); actual commodities
How to remember 现货: 现 the present + 货 products = goods in stock.
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How it is used
- Goods in stock / available for immediate delivery - 有现货 (yǒu xiànhuò) in stock, 现货充足 (xiànhuò chōngzú) ample stock; also 'spot goods' in trading (现货交易 spot trading).
- Goods physically on hand now, ready to ship; 现 (present) + 货 (goods).
- Contrast 期货 (qīhuò, futures) in finance, and 预订/缺货 (pre-order/out of stock) in retail.