拖欠 tuōqiàn in arrears
in arrears; behind in payments; to default on one's debts
How to remember 拖欠: 拖 to drag + 欠 to lack = in arrears.
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How it is used
- To be in arrears / delay paying what's owed - 拖欠工资 (tuōqiàn gōngzī) withhold back wages, 拖欠货款 default on payment.
- Emphasizes dragging out (拖) an overdue payment; a common labor-dispute word.